Georgia'S Own · Wisconsin · 2025

Georgia'S Own in Wisconsin: approval rate, denial rate and rates (2025)

Georgia'S Own took 8 mortgage applications in Wisconsin in 2025, ranking #517 of 938 lenders active in the state. It originated 62.5% of them and denied 37.5% (37.5% of the applications it decided), against a statewide denial rate of 14.0%.

8Applicationsin WI
37.5%Decision denial ratestate 16.4%
9.25%Median ratestate 6.63%
$185,000Median loanstate $165,000
$695kVolume6 counties

Georgia'S Own in Wisconsin vs the state

37.5%Denial rate+23.49 pts vs state
37.5%Decision denial rate+21.14 pts vs state
62.5%Origination rate-5.65 pts vs state
9.25%Median rate+2.63 pts vs state
2.00Rate spread (pts)+1.88 pts vs state
$268kMedian applicant income
5Loans originated
3Denied

What Georgia'S Own lends in Wisconsin

By loan purpose

Home purchase 2 25% · 50.0% denied
Refinance 2 25% · 50.0% denied
Other / HELOC 4 50% · 25.0% denied

By loan type

Conventional 8 100% · 37.5% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 3 100%

Where in Wisconsin

Counties with the most Georgia'S Own applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Waukesha County 211 50.0%
Milwaukee County 220 0.0%
St. Croix County 110 0.0%
Racine County 101 100.0%
Manitowoc County 110 0.0%
Calumet County 101 100.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 8 applications in 2025, of which 5 were originated and 3 denied.

37.5% of all applications, or 37.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Georgia'S Own originated in Wisconsin in 2025 was 9.25%, against a statewide median of 6.63%.

About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology