Georgia'S Own in Washington vs the state
14.7%Denial rate-0.98 pts vs state
16.8%Decision denial rate-2.77 pts vs state
69.6%Origination rate+8.51 pts vs state
8.25%Median rate+1.63 pts vs state
1.01Rate spread (pts)+0.82 pts vs state
$256kMedian applicant income
128Loans originated
27Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 34 | 33.9% | 11.50% | #273 |
| 2024 | 263 | 190 | 17.9% | 9.50% | #143 |
| 2025 | 184 | 128 | 14.7% | 8.25% | #194 |
What Georgia'S Own lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Georgia'S Own applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 73 | 51 | 7 | 9.6% |
| Clark County | 28 | 21 | 5 | 17.9% |
| Snohomish County | 27 | 18 | 7 | 25.9% |
| Whatcom County | 11 | 10 | 0 | 0.0% |
| Pierce County | 10 | 7 | 1 | 10.0% |
| Spokane County | 5 | 2 | 1 | 20.0% |
| Kitsap County | 5 | 3 | 1 | 20.0% |
| Clallam County | 3 | 3 | 0 | 0.0% |
| Thurston County | 3 | 2 | 1 | 33.3% |
| Island County | 3 | 2 | 1 | 33.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 184 applications in 2025, of which 128 were originated and 27 denied.
14.7% of all applications, or 16.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Georgia'S Own originated in Washington in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology