Georgia'S Own · New Hampshire · 2025

Georgia'S Own in New Hampshire: approval rate, denial rate and rates (2025)

Georgia'S Own took 10 mortgage applications in New Hampshire in 2025, ranking #250 of 535 lenders active in the state. It originated 80.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 16.5%.

10Applicationsin NH
20.0%Decision denial ratestate 20.3%
9.00%Median ratestate 6.82%
$275,000Median loanstate $265,000
$2.2MVolume5 counties

Georgia'S Own in New Hampshire vs the state

20.0%Denial rate+3.51 pts vs state
20.0%Decision denial rate-0.27 pts vs state
80.0%Origination rate+18.29 pts vs state
9.00%Median rate+2.18 pts vs state
1.75Rate spread (pts)+1.51 pts vs state
$228kMedian applicant income
8Loans originated
2Denied

What Georgia'S Own lends in New Hampshire

By loan purpose

Home purchase 1 10% · 100.0% denied
Refinance 2 20% · 0.0% denied
Home improvement 3 30% · 0.0% denied
Other / HELOC 4 40% · 25.0% denied

By loan type

Conventional 10 100% · 20.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in New Hampshire

Counties with the most Georgia'S Own applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 330 0.0%
Merrimack County 220 0.0%
Strafford County 220 0.0%
Hillsborough County 202 100.0%
Carroll County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 10 applications in 2025, of which 8 were originated and 2 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Georgia'S Own originated in New Hampshire in 2025 was 9.00%, against a statewide median of 6.82%.

About this data. Figures are Georgia'S Own's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology