Georgia'S Own · Alaska · 2025

Georgia'S Own in Alaska: approval rate, denial rate and rates (2025)

Georgia'S Own took 16 mortgage applications in Alaska in 2025, ranking #90 of 252 lenders active in the state. It originated 62.5% of them and denied 18.8% (23.1% of the applications it decided), against a statewide denial rate of 14.0%.

16Applicationsin AK
23.1%Decision denial ratestate 18.0%
8.75%Median ratestate 6.44%
$240,000Median loanstate $305,000
$2.4MVolume4 counties

Georgia'S Own in Alaska vs the state

18.8%Denial rate+4.74 pts vs state
23.1%Decision denial rate+5.10 pts vs state
62.5%Origination rate+1.82 pts vs state
8.75%Median rate+2.31 pts vs state
1.52Rate spread (pts)+1.39 pts vs state
$194kMedian applicant income
10Loans originated
3Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246416.7%10.75%#106
2025161018.8%8.75%#90

What Georgia'S Own lends in Alaska

By loan purpose

Home improvement 1 6% · 0.0% denied
Other / HELOC 15 94% · 20.0% denied

By loan type

Conventional 16 100% · 18.8% denied

Why it denied Alaska applicants

Debt-to-income ratio 2 67%
Other 1 33%

Where in Alaska

Counties with the most Georgia'S Own applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Matanuska-Susitna Borough 752 28.6%
Anchorage Municipality 531 20.0%
Juneau City and Borough 210 0.0%
Fairbanks North Star Borough 210 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 16 applications in 2025, of which 10 were originated and 3 denied.

18.8% of all applications, or 23.1% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Georgia'S Own originated in Alaska in 2025 was 8.75%, against a statewide median of 6.44%.

About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology