Genway Home Mortgage in Washington vs the state
26.9%Denial rate+11.27 pts vs state
34.7%Decision denial rate+15.17 pts vs state
50.0%Origination rate-11.06 pts vs state
7.50%Median rate+0.88 pts vs state
1.48Rate spread (pts)+1.29 pts vs state
$108kMedian applicant income
78Loans originated
42Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 39 | 2.0% | 6.75% | #283 |
| 2024 | 31 | 13 | 19.4% | 6.99% | #329 |
| 2025 | 156 | 78 | 26.9% | 7.50% | #210 |
What Genway Home Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 27 | 12 | 10 | 37.0% |
| Spokane County | 18 | 6 | 8 | 44.4% |
| King County | 16 | 8 | 4 | 25.0% |
| Thurston County | 16 | 4 | 5 | 31.3% |
| Snohomish County | 15 | 7 | 2 | 13.3% |
| Mason County | 10 | 6 | 1 | 10.0% |
| Clark County | 9 | 9 | 0 | 0.0% |
| Cowlitz County | 7 | 4 | 1 | 14.3% |
| Douglas County | 6 | 2 | 0 | 0.0% |
| Grays Harbor County | 5 | 2 | 2 | 40.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 156 applications in 2025, of which 78 were originated and 42 denied.
26.9% of all applications, or 34.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Genway Home Mortgage originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology