Genisys Credit Union in Colorado vs the state
6.7%Denial rate-8.96 pts vs state
7.7%Decision denial rate-11.97 pts vs state
76.7%Origination rate+16.65 pts vs state
6.13%Median rate-0.50 pts vs state
-0.04Rate spread (pts)-0.19 pts vs state
$306kMedian applicant income
23Loans originated
2Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 5 | 33.3% | 7.49% | #507 |
| 2025 | 30 | 23 | 6.7% | 6.13% | #369 |
What Genisys Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Genisys Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 7 | 5 | 0 | 0.0% |
| Denver County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Boulder County | 3 | 2 | 1 | 33.3% |
| Montrose County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| El Paso County | 2 | 1 | 0 | 0.0% |
| Larimer County | 2 | 2 | 0 | 0.0% |
| Gunnison County | 1 | 0 | 1 | 100.0% |
| Garfield County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 30 applications in 2025, of which 23 were originated and 2 denied.
6.7% of all applications, or 7.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Genisys Credit Union originated in Colorado in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology