Fort Worth Community Credit Union in Texas vs the state
9.2%Denial rate-10.26 pts vs state
11.0%Decision denial rate-13.94 pts vs state
72.5%Origination rate+17.62 pts vs state
7.50%Median rate+1.00 pts vs state
0.51Rate spread (pts)+0.32 pts vs state
$112kMedian applicant income
435Loans originated
55Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 630 | 476 | 6.8% | 8.00% | #226 |
| 2024 | 638 | 433 | 12.7% | 8.25% | #218 |
| 2025 | 600 | 435 | 9.2% | 7.50% | #230 |
What Fort Worth Community Credit Union lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Fort Worth Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 306 | 292 | 1 | 0.3% |
| Johnson County | 45 | 43 | 1 | 2.2% |
| Parker County | 38 | 38 | 0 | 0.0% |
| Denton County | 19 | 18 | 0 | 0.0% |
| Dallas County | 16 | 14 | 0 | 0.0% |
| Ellis County | 5 | 5 | 0 | 0.0% |
| Wise County | 4 | 3 | 0 | 0.0% |
| Hood County | 4 | 4 | 0 | 0.0% |
| Hill County | 4 | 4 | 0 | 0.0% |
| Collin County | 3 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 600 applications in 2025, of which 435 were originated and 55 denied.
9.2% of all applications, or 11.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Fort Worth Community Credit Union originated in Texas in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Fort Worth Community Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology