Fort Worth City Credit Union in Texas vs the state
30.0%Denial rate+10.57 pts vs state
36.5%Decision denial rate+11.56 pts vs state
50.5%Origination rate-4.43 pts vs state
6.45%Median rate-0.05 pts vs state
0.46Rate spread (pts)+0.27 pts vs state
$111kMedian applicant income
111Loans originated
66Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 94 | 43.2% | 6.64% | #362 |
| 2024 | 217 | 100 | 37.3% | 6.73% | #385 |
| 2025 | 220 | 111 | 30.0% | 6.45% | #400 |
What Fort Worth City Credit Union lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Fort Worth City Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 143 | 71 | 43 | 30.1% |
| Parker County | 29 | 15 | 9 | 31.0% |
| Johnson County | 25 | 12 | 7 | 28.0% |
| Denton County | 8 | 5 | 1 | 12.5% |
| Wise County | 6 | 4 | 2 | 33.3% |
| Erath County | 3 | 1 | 1 | 33.3% |
| Hunt County | 2 | 0 | 2 | 100.0% |
| Delta County | 1 | 1 | 0 | 0.0% |
| Ellis County | 1 | 1 | 0 | 0.0% |
| Dallas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 220 applications in 2025, of which 111 were originated and 66 denied.
30.0% of all applications, or 36.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Fort Worth City Credit Union originated in Texas in 2025 was 6.45%, against a statewide median of 6.50%.
About this data. Figures are Fort Worth City Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology