Flyhomes Mortgage · Washington · 2025

Flyhomes Mortgage in Washington: approval rate, denial rate and rates (2025)

Flyhomes Mortgage took 82 mortgage applications in Washington in 2025, ranking #258 of 822 lenders active in the state. It originated 73.2% of them and denied 11.0% (12.7% of the applications it decided), against a statewide denial rate of 15.7%.

82Applicationsin WA
12.7%Decision denial ratestate 19.5%
9.99%Median ratestate 6.63%
$405,000Median loanstate $335,000
$28MVolume14 counties

Flyhomes Mortgage in Washington vs the state

11.0%Denial rate-4.67 pts vs state
12.7%Decision denial rate-6.86 pts vs state
73.2%Origination rate+12.11 pts vs state
9.99%Median rate+3.37 pts vs state
6.30Rate spread (pts)+6.11 pts vs state
$188kMedian applicant income
60Loans originated
9Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023104663.9%7.13%#212
2024181216.7%9.99%#389
2025826011.0%9.99%#258

What Flyhomes Mortgage lends in Washington

By loan purpose

Home purchase 3 4% · 0.0% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 78 95% · 11.5% denied

By loan type

Conventional 82 100% · 11.0% denied

Why it denied Washington applicants

Collateral 4 44%
Unverifiable information 3 33%
Debt-to-income ratio 1 11%
Incomplete application 1 11%

Where in Washington

Counties with the most Flyhomes Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 36283 8.3%
Snohomish County 22154 18.2%
Pierce County 660 0.0%
Spokane County 550 0.0%
Kitsap County 210 0.0%
Grays Harbor County 210 0.0%
Jefferson County 210 0.0%
Lewis County 100 0.0%
Clallam County 101 100.0%
Island County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 82 applications in 2025, of which 60 were originated and 9 denied.

11.0% of all applications, or 12.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Flyhomes Mortgage originated in Washington in 2025 was 9.99%, against a statewide median of 6.63%.

About this data. Figures are Flyhomes Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology