First Savings Bank in Arkansas vs the state
26.7%Denial rate+8.48 pts vs state
33.3%Decision denial rate+10.20 pts vs state
53.3%Origination rate-3.50 pts vs state
7.41%Median rate+0.78 pts vs state
0.14Rate spread (pts)-0.20 pts vs state
$117kMedian applicant income
8Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 20 | 9.1% | 7.13% | #225 |
| 2024 | 13 | 7 | 15.4% | 7.38% | #312 |
| 2025 | 15 | 8 | 26.7% | 7.41% | #306 |
What First Savings Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 4 | 3 | 0 | 0.0% |
| Pope County | 2 | 1 | 1 | 50.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 0 | 1 | 100.0% |
| Hot Spring County | 1 | 0 | 0 | 0.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
| Garland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 15 applications in 2025, of which 8 were originated and 4 denied.
26.7% of all applications, or 33.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans First Savings Bank originated in Arkansas in 2025 was 7.41%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology