First National Bank of America in Washington vs the state
8.2%Denial rate-7.45 pts vs state
10.1%Decision denial rate-9.44 pts vs state
73.0%Origination rate+11.89 pts vs state
8.88%Median rate+2.25 pts vs state
2.49Rate spread (pts)+2.30 pts vs state
$120kMedian applicant income
89Loans originated
10Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 213 | 128 | 17.4% | 9.88% | #151 |
| 2024 | 160 | 100 | 11.3% | 9.24% | #185 |
| 2025 | 122 | 89 | 8.2% | 8.88% | #224 |
What First National Bank of America lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most First National Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 30 | 25 | 0 | 0.0% |
| Pierce County | 30 | 22 | 4 | 13.3% |
| Snohomish County | 13 | 11 | 1 | 7.7% |
| Clark County | 6 | 4 | 1 | 16.7% |
| Yakima County | 6 | 2 | 1 | 16.7% |
| Mason County | 6 | 4 | 1 | 16.7% |
| Thurston County | 4 | 4 | 0 | 0.0% |
| Pacific County | 3 | 1 | 1 | 33.3% |
| Skagit County | 3 | 2 | 0 | 0.0% |
| Grant County | 3 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 122 applications in 2025, of which 89 were originated and 10 denied.
8.2% of all applications, or 10.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans First National Bank of America originated in Washington in 2025 was 8.88%, against a statewide median of 6.63%.
About this data. Figures are First National Bank of America's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology