First Interstate Bank in Colorado vs the state
28.6%Denial rate+12.94 pts vs state
34.0%Decision denial rate+14.38 pts vs state
51.8%Origination rate-8.23 pts vs state
8.25%Median rate+1.63 pts vs state
1.05Rate spread (pts)+0.89 pts vs state
$108kMedian applicant income
29Loans originated
16Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 63 | 20.0% | 9.00% | #212 |
| 2024 | 96 | 53 | 33.3% | 9.25% | #223 |
| 2025 | 56 | 29 | 28.6% | 8.25% | #288 |
What First Interstate Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most First Interstate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boulder County | 15 | 4 | 5 | 33.3% |
| Weld County | 12 | 4 | 6 | 50.0% |
| El Paso County | 6 | 3 | 1 | 16.7% |
| Fremont County | 6 | 4 | 2 | 33.3% |
| Larimer County | 6 | 5 | 0 | 0.0% |
| Adams County | 5 | 3 | 2 | 40.0% |
| Denver County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 56 applications in 2025, of which 29 were originated and 16 denied.
28.6% of all applications, or 34.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans First Interstate Bank originated in Colorado in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are First Interstate Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology