First Federal Bank in Nevada vs the state
2.6%Denial rate-14.82 pts vs state
4.8%Decision denial rate-17.46 pts vs state
52.6%Origination rate-5.08 pts vs state
6.13%Median rate-0.50 pts vs state
-0.32Rate spread (pts)-0.61 pts vs state
$161kMedian applicant income
40Loans originated
2Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 11 | 14.3% | 6.75% | #270 |
| 2024 | 78 | 47 | 5.1% | 6.13% | #162 |
| 2025 | 76 | 40 | 2.6% | 6.13% | #167 |
What First Federal Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most First Federal Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 56 | 28 | 2 | 3.6% |
| Washoe County | 13 | 9 | 0 | 0.0% |
| Nye County | 3 | 1 | 0 | 0.0% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Churchill County | 2 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 76 applications in 2025, of which 40 were originated and 2 denied.
2.6% of all applications, or 4.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans First Federal Bank originated in Nevada in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are First Federal Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology