First Alliance Home Mortgage in Ohio vs the state
14.8%Denial rate-2.88 pts vs state
25.0%Decision denial rate+3.11 pts vs state
44.4%Origination rate-15.46 pts vs state
5.99%Median rate-0.88 pts vs state
0.17Rate spread (pts)-0.22 pts vs state
$88kMedian applicant income
12Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 11 | 0.0% | 6.63% | #525 |
| 2024 | 27 | 10 | 7.4% | 5.69% | #482 |
| 2025 | 27 | 12 | 14.8% | 5.99% | #487 |
What First Alliance Home Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 2 | 1 | 1 | 50.0% |
| Cuyahoga County | 2 | 1 | 0 | 0.0% |
| Summit County | 2 | 0 | 0 | 0.0% |
| Franklin County | 2 | 0 | 0 | 0.0% |
| Lucas County | 2 | 1 | 0 | 0.0% |
| Auglaize County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Miami County | 1 | 1 | 0 | 0.0% |
| Fairfield County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 27 applications in 2025, of which 12 were originated and 4 denied.
14.8% of all applications, or 25.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans First Alliance Home Mortgage originated in Ohio in 2025 was 5.99%, against a statewide median of 6.88%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology