First Alliance Home Mortgage · Louisiana · 2025

First Alliance Home Mortgage in Louisiana: approval rate, denial rate and rates (2025)

First Alliance Home Mortgage took 15 mortgage applications in Louisiana in 2025, ranking #340 of 721 lenders active in the state. It originated 33.3% of them and denied 6.7% (16.7% of the applications it decided), against a statewide denial rate of 22.2%.

15Applicationsin LA
16.7%Decision denial ratestate 28.2%
6.50%Median ratestate 6.63%
$245,000Median loanstate $165,000
$1.3MVolume6 counties

First Alliance Home Mortgage in Louisiana vs the state

6.7%Denial rate-15.50 pts vs state
16.7%Decision denial rate-11.48 pts vs state
33.3%Origination rate-18.64 pts vs state
6.50%Median rate-0.13 pts vs state
0.89Rate spread (pts)+0.53 pts vs state
$85kMedian applicant income
5Loans originated
1Denied

What First Alliance Home Mortgage lends in Louisiana

By loan purpose

Home purchase 13 87% · 7.7% denied
Refinance 2 13% · 0.0% denied

By loan type

Conventional 1 7% · 0.0% denied
FHA 12 80% · 0.0% denied
USDA / RHS 2 13% · 50.0% denied

Why it denied Louisiana applicants

Credit history 1 100%

Where in Louisiana

Counties with the most First Alliance Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 930 0.0%
Livingston Parish 210 0.0%
Avoyelles Parish 110 0.0%
Jefferson Davis Parish 100 0.0%
St. Mary Parish 100 0.0%
Richland Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 15 applications in 2025, of which 5 were originated and 1 denied.

6.7% of all applications, or 16.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans First Alliance Home Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology