Finance of America Reverse in Missouri vs the state
8.9%Denial rate-6.22 pts vs state
11.5%Decision denial rate-7.21 pts vs state
68.1%Origination rate+5.48 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$30kMedian applicant income
77Loans originated
10Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 78 | 12.6% | 7.83% | #223 |
| 2024 | 116 | 68 | 11.2% | 7.40% | #230 |
| 2025 | 113 | 77 | 8.9% | 6.38% | #255 |
What Finance of America Reverse lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 19 | 11 | 3 | 15.8% |
| Jackson County | 13 | 11 | 0 | 0.0% |
| St. Charles County | 8 | 6 | 0 | 0.0% |
| Stone County | 5 | 1 | 2 | 40.0% |
| Jefferson County | 5 | 1 | 1 | 20.0% |
| Greene County | 5 | 4 | 0 | 0.0% |
| St. Louis city | 5 | 3 | 0 | 0.0% |
| Christian County | 4 | 4 | 0 | 0.0% |
| Cape Girardeau County | 4 | 2 | 0 | 0.0% |
| Clay County | 4 | 2 | 1 | 25.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 113 applications in 2025, of which 77 were originated and 10 denied.
8.9% of all applications, or 11.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Finance of America Reverse originated in Missouri in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology