Finance of America Reverse in Arkansas vs the state
12.5%Denial rate-5.69 pts vs state
17.2%Decision denial rate-5.89 pts vs state
57.5%Origination rate+0.67 pts vs state
6.00%Median rate-0.63 pts vs state
—Rate spread (pts)
$32kMedian applicant income
23Loans originated
5Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 48 | 12.9% | 7.79% | #171 |
| 2024 | 50 | 33 | 6.0% | 7.08% | #201 |
| 2025 | 40 | 23 | 12.5% | 6.00% | #223 |
What Finance of America Reverse lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 10 | 7 | 1 | 10.0% |
| Garland County | 5 | 3 | 1 | 20.0% |
| Pulaski County | 4 | 1 | 0 | 0.0% |
| Washington County | 3 | 1 | 1 | 33.3% |
| Logan County | 2 | 0 | 0 | 0.0% |
| Hot Spring County | 2 | 2 | 0 | 0.0% |
| Sharp County | 2 | 2 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Conway County | 1 | 0 | 0 | 0.0% |
| Izard County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 40 applications in 2025, of which 23 were originated and 5 denied.
12.5% of all applications, or 17.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Finance of America Reverse originated in Arkansas in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology