Figure Lending in Alaska vs the state
31.3%Denial rate+17.32 pts vs state
32.7%Decision denial rate+14.72 pts vs state
47.6%Origination rate-13.09 pts vs state
8.95%Median rate+2.51 pts vs state
2.40Rate spread (pts)+2.27 pts vs state
$119kMedian applicant income
79Loans originated
52Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 31 | 48.2% | 11.10% | #35 |
| 2024 | 119 | 58 | 29.4% | 10.93% | #34 |
| 2025 | 166 | 79 | 31.3% | 8.95% | #29 |
What Figure Lending lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 61 | 35 | 14 | 23.0% |
| Matanuska-Susitna Borough | 40 | 21 | 12 | 30.0% |
| Fairbanks North Star Borough | 35 | 13 | 8 | 22.9% |
| Kenai Peninsula Borough | 18 | 6 | 10 | 55.6% |
| Juneau City and Borough | 6 | 3 | 3 | 50.0% |
| Chugach Census Area | 3 | 0 | 3 | 100.0% |
| Nome Census Area | 1 | 0 | 1 | 100.0% |
| Sitka City and Borough | 1 | 1 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 1 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 166 applications in 2025, of which 79 were originated and 52 denied.
31.3% of all applications, or 32.7% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Figure Lending originated in Alaska in 2025 was 8.95%, against a statewide median of 6.44%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology