Fifth Third Bank in Missouri vs the state
7.4%Denial rate-7.66 pts vs state
11.4%Decision denial rate-7.27 pts vs state
55.6%Origination rate-7.10 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)-0.12 pts vs state
$119kMedian applicant income
30Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 21 | 26.0% | 6.99% | #323 |
| 2024 | 55 | 30 | 12.7% | 6.63% | #318 |
| 2025 | 54 | 30 | 7.4% | 6.50% | #336 |
What Fifth Third Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 17 | 12 | 2 | 11.8% |
| St. Louis city | 5 | 3 | 0 | 0.0% |
| Pulaski County | 4 | 1 | 0 | 0.0% |
| St. Charles County | 4 | 2 | 0 | 0.0% |
| Jackson County | 3 | 1 | 1 | 33.3% |
| Taney County | 2 | 0 | 1 | 50.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Greene County | 2 | 1 | 0 | 0.0% |
| Boone County | 2 | 1 | 0 | 0.0% |
| Linn County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 54 applications in 2025, of which 30 were originated and 4 denied.
7.4% of all applications, or 11.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Fifth Third Bank originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology