Fifth Third Bank in Mississippi vs the state
9.5%Denial rate-13.40 pts vs state
12.5%Decision denial rate-15.95 pts vs state
66.7%Origination rate+13.80 pts vs state
6.88%Median rate+0.13 pts vs state
0.48Rate spread (pts)+0.14 pts vs state
$94kMedian applicant income
14Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 5 | 23.1% | 7.75% | #258 |
| 2024 | 17 | 6 | 35.3% | 7.06% | #248 |
| 2025 | 21 | 14 | 9.5% | 6.88% | #237 |
What Fifth Third Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hancock County | 4 | 1 | 1 | 25.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| DeSoto County | 2 | 2 | 0 | 0.0% |
| Lafayette County | 2 | 1 | 0 | 0.0% |
| Rankin County | 2 | 2 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Bolivar County | 1 | 1 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Forrest County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 21 applications in 2025, of which 14 were originated and 2 denied.
9.5% of all applications, or 12.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Fifth Third Bank originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology