Fifth Third Bank · Colorado · 2025

Fifth Third Bank in Colorado: approval rate, denial rate and rates (2025)

Fifth Third Bank took 48 mortgage applications in Colorado in 2025, ranking #307 of 1,114 lenders active in the state. It originated 62.5% of them and denied 12.5% (16.7% of the applications it decided), against a statewide denial rate of 15.6%.

48Applicationsin CO
16.7%Decision denial ratestate 19.7%
6.31%Median ratestate 6.63%
$570,000Median loanstate $325,000
$28MVolume20 counties

Fifth Third Bank in Colorado vs the state

12.5%Denial rate-3.13 pts vs state
16.7%Decision denial rate-2.99 pts vs state
62.5%Origination rate+2.48 pts vs state
6.31%Median rate-0.31 pts vs state
0.07Rate spread (pts)-0.08 pts vs state
$205kMedian applicant income
30Loans originated
6Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023301310.0%6.38%#356
2024442011.4%6.25%#302
2025483012.5%6.31%#307

What Fifth Third Bank lends in Colorado

By loan purpose

Home purchase 24 50% · 8.3% denied
Refinance 13 27% · 15.4% denied
Cash-out refinance 9 19% · 11.1% denied
Other / HELOC 2 4% · 50.0% denied

By loan type

Conventional 45 94% · 13.3% denied
FHA 3 6% · 0.0% denied

Why it denied Colorado applicants

Debt-to-income ratio 2 33%
Collateral 2 33%
Incomplete application 2 33%

Where in Colorado

Counties with the most Fifth Third Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 1081 10.0%
El Paso County 521 20.0%
Arapahoe County 540 0.0%
Boulder County 420 0.0%
Denver County 321 33.3%
Douglas County 310 0.0%
Clear Creek County 211 50.0%
La Plata County 210 0.0%
Rio Grande County 211 50.0%
Adams County 220 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 48 applications in 2025, of which 30 were originated and 6 denied.

12.5% of all applications, or 16.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Fifth Third Bank originated in Colorado in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology