Fidelity Bank & Trust in Wisconsin vs the state
21.6%Denial rate+7.61 pts vs state
22.2%Decision denial rate+5.86 pts vs state
73.0%Origination rate+4.82 pts vs state
5.96%Median rate-0.67 pts vs state
-0.80Rate spread (pts)-0.92 pts vs state
$77kMedian applicant income
27Loans originated
8Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 19 | 0.0% | 7.75% | #404 |
| 2024 | 18 | 18 | 0.0% | 7.50% | #419 |
| 2025 | 37 | 27 | 21.6% | 5.96% | #366 |
What Fidelity Bank & Trust lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Fidelity Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grant County | 30 | 21 | 7 | 23.3% |
| Lafayette County | 3 | 3 | 0 | 0.0% |
| Crawford County | 2 | 1 | 1 | 50.0% |
| Vilas County | 1 | 1 | 0 | 0.0% |
| Dane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 37 applications in 2025, of which 27 were originated and 8 denied.
21.6% of all applications, or 22.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Fidelity Bank & Trust originated in Wisconsin in 2025 was 5.96%, against a statewide median of 6.63%.
About this data. Figures are Fidelity Bank & Trust's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology