Fibre in Washington vs the state
26.7%Denial rate+11.02 pts vs state
27.1%Decision denial rate+7.52 pts vs state
64.8%Origination rate+3.72 pts vs state
7.50%Median rate+0.88 pts vs state
1.54Rate spread (pts)+1.35 pts vs state
$107kMedian applicant income
583Loans originated
240Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 964 | 658 | 25.3% | 7.00% | #57 |
| 2024 | 813 | 536 | 27.2% | 8.50% | #67 |
| 2025 | 900 | 583 | 26.7% | 7.50% | #72 |
What Fibre lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Fibre applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cowlitz County | 701 | 466 | 181 | 25.8% |
| Clark County | 74 | 47 | 18 | 24.3% |
| Lewis County | 53 | 34 | 15 | 28.3% |
| Pacific County | 23 | 15 | 7 | 30.4% |
| Wahkiakum County | 21 | 8 | 7 | 33.3% |
| Pierce County | 5 | 2 | 3 | 60.0% |
| Thurston County | 5 | 3 | 2 | 40.0% |
| Skagit County | 3 | 1 | 2 | 66.7% |
| Snohomish County | 2 | 0 | 2 | 100.0% |
| King County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 900 applications in 2025, of which 583 were originated and 240 denied.
26.7% of all applications, or 27.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Fibre originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Fibre's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology