Farmers Insurance Group Federal Credit Union in Missouri vs the state
32.4%Denial rate+17.28 pts vs state
32.4%Decision denial rate+13.65 pts vs state
61.8%Origination rate-0.90 pts vs state
7.49%Median rate+0.87 pts vs state
2.10Rate spread (pts)+1.75 pts vs state
$191kMedian applicant income
21Loans originated
11Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 10 | 21.4% | 8.00% | #465 |
| 2024 | 13 | 10 | 15.4% | 8.38% | #466 |
| 2025 | 34 | 21 | 32.4% | 7.49% | #389 |
What Farmers Insurance Group Federal Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 11 | 6 | 5 | 45.5% |
| St. Charles County | 5 | 2 | 1 | 20.0% |
| St. Louis County | 4 | 3 | 1 | 25.0% |
| Cass County | 3 | 3 | 0 | 0.0% |
| Ste. Genevieve County | 2 | 2 | 0 | 0.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Andrew County | 1 | 0 | 1 | 100.0% |
| Callaway County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 34 applications in 2025, of which 21 were originated and 11 denied.
32.4% of all applications, or 32.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Missouri in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology