Farm Credit Mid-America in Arkansas vs the state
15.8%Denial rate-2.40 pts vs state
18.8%Decision denial rate-4.38 pts vs state
68.4%Origination rate+11.59 pts vs state
7.00%Median rate+0.38 pts vs state
0.52Rate spread (pts)+0.18 pts vs state
$173kMedian applicant income
26Loans originated
6Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 24 | 10.0% | 6.75% | #230 |
| 2024 | 45 | 39 | 2.2% | 7.13% | #209 |
| 2025 | 38 | 26 | 15.8% | 7.00% | #226 |
What Farm Credit Mid-America lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 12 | 7 | 2 | 16.7% |
| Cross County | 7 | 6 | 1 | 14.3% |
| Craighead County | 5 | 4 | 0 | 0.0% |
| Clay County | 4 | 3 | 1 | 25.0% |
| Crittenden County | 2 | 1 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Van Buren County | 1 | 0 | 1 | 100.0% |
| St. Francis County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 38 applications in 2025, of which 26 were originated and 6 denied.
15.8% of all applications, or 18.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Farm Credit Mid-America originated in Arkansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology