Falcon International Bank in Texas vs the state
20.8%Denial rate+1.32 pts vs state
23.7%Decision denial rate-1.24 pts vs state
65.1%Origination rate+10.21 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
69Loans originated
22Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 73 | 25.0% | — | #539 |
| 2024 | 107 | 69 | 22.4% | — | #546 |
| 2025 | 106 | 69 | 20.8% | — | #540 |
What Falcon International Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Falcon International Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Webb County | 44 | 24 | 12 | 27.3% |
| Maverick County | 26 | 16 | 5 | 19.2% |
| Hidalgo County | 15 | 14 | 1 | 6.7% |
| Bexar County | 7 | 7 | 0 | 0.0% |
| Cameron County | 7 | 6 | 0 | 0.0% |
| Val Verde County | 3 | 0 | 2 | 66.7% |
| Comal County | 1 | 1 | 0 | 0.0% |
| Travis County | 1 | 0 | 1 | 100.0% |
| Burnet County | 1 | 1 | 0 | 0.0% |
| Zapata County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 106 applications in 2025, of which 69 were originated and 22 denied.
20.8% of all applications, or 23.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Falcon International Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology