Evolve Bank & Trust in Arkansas vs the state
3.1%Denial rate-15.06 pts vs state
3.4%Decision denial rate-19.71 pts vs state
88.1%Origination rate+31.30 pts vs state
7.00%Median rate+0.38 pts vs state
0.38Rate spread (pts)+0.03 pts vs state
$132kMedian applicant income
141Loans originated
5Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 149 | 4.0% | 7.25% | #105 |
| 2024 | 200 | 174 | 1.0% | 7.63% | #103 |
| 2025 | 160 | 141 | 3.1% | 7.00% | #125 |
What Evolve Bank & Trust lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Evolve Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Craighead County | 63 | 58 | 4 | 6.3% |
| Pulaski County | 15 | 12 | 0 | 0.0% |
| Benton County | 10 | 5 | 0 | 0.0% |
| Greene County | 9 | 8 | 1 | 11.1% |
| Sharp County | 9 | 8 | 0 | 0.0% |
| Crittenden County | 8 | 8 | 0 | 0.0% |
| Mississippi County | 7 | 7 | 0 | 0.0% |
| Cross County | 6 | 5 | 0 | 0.0% |
| Randolph County | 4 | 4 | 0 | 0.0% |
| Poinsett County | 4 | 4 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 160 applications in 2025, of which 141 were originated and 5 denied.
3.1% of all applications, or 3.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Evolve Bank & Trust originated in Arkansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Evolve Bank & Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology