Everett Financial in Washington vs the state
5.1%Denial rate-10.59 pts vs state
12.7%Decision denial rate-6.86 pts vs state
33.7%Origination rate-27.35 pts vs state
6.63%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.33 pts vs state
$180kMedian applicant income
60Loans originated
9Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 682 | 150 | 6.9% | 6.63% | #75 |
| 2024 | 23 | 11 | 8.7% | 7.13% | #367 |
| 2025 | 178 | 60 | 5.1% | 6.63% | #197 |
What Everett Financial lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 67 | 20 | 2 | 3.0% |
| Snohomish County | 23 | 7 | 4 | 17.4% |
| Pierce County | 15 | 5 | 1 | 6.7% |
| Clark County | 12 | 2 | 0 | 0.0% |
| Pacific County | 7 | 6 | 0 | 0.0% |
| Thurston County | 7 | 2 | 0 | 0.0% |
| Kitsap County | 5 | 1 | 0 | 0.0% |
| Spokane County | 5 | 1 | 1 | 20.0% |
| Cowlitz County | 4 | 3 | 0 | 0.0% |
| Skagit County | 4 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 178 applications in 2025, of which 60 were originated and 9 denied.
5.1% of all applications, or 12.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Everett Financial originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology