Everett Financial in Ohio vs the state
7.3%Denial rate-10.44 pts vs state
11.6%Decision denial rate-10.30 pts vs state
49.6%Origination rate-10.28 pts vs state
6.75%Median rate-0.13 pts vs state
0.94Rate spread (pts)+0.55 pts vs state
$89kMedian applicant income
130Loans originated
19Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 534 | 156 | 15.0% | 6.88% | #106 |
| 2024 | 83 | 59 | 7.2% | 7.13% | #333 |
| 2025 | 262 | 130 | 7.3% | 6.75% | #201 |
What Everett Financial lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 72 | 29 | 1 | 1.4% |
| Franklin County | 61 | 44 | 8 | 13.1% |
| Hamilton County | 16 | 3 | 2 | 12.5% |
| Butler County | 11 | 4 | 1 | 9.1% |
| Cuyahoga County | 10 | 4 | 1 | 10.0% |
| Muskingum County | 8 | 5 | 0 | 0.0% |
| Delaware County | 8 | 5 | 0 | 0.0% |
| Clermont County | 6 | 2 | 0 | 0.0% |
| Licking County | 6 | 3 | 0 | 0.0% |
| Lorain County | 6 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 262 applications in 2025, of which 130 were originated and 19 denied.
7.3% of all applications, or 11.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Everett Financial originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology