Equity Prime Mortgage in Washington vs the state
8.6%Denial rate-7.07 pts vs state
19.9%Decision denial rate+0.34 pts vs state
34.1%Origination rate-27.01 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$101kMedian applicant income
127Loans originated
32Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 127 | 64 | 3.9% | 6.50% | #195 |
| 2024 | 200 | 102 | 6.0% | 6.50% | #169 |
| 2025 | 373 | 127 | 8.6% | 6.63% | #126 |
What Equity Prime Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 64 | 29 | 5 | 7.8% |
| King County | 45 | 18 | 6 | 13.3% |
| Snohomish County | 41 | 10 | 2 | 4.9% |
| Spokane County | 30 | 8 | 2 | 6.7% |
| Kitsap County | 22 | 3 | 4 | 18.2% |
| Clark County | 22 | 8 | 0 | 0.0% |
| Thurston County | 21 | 7 | 1 | 4.8% |
| Yakima County | 12 | 6 | 1 | 8.3% |
| Cowlitz County | 12 | 5 | 1 | 8.3% |
| Clallam County | 12 | 4 | 2 | 16.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 373 applications in 2025, of which 127 were originated and 32 denied.
8.6% of all applications, or 19.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Equity Prime Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology