Empeople Credit Union in New Hampshire vs the state
50.0%Denial rate+33.51 pts vs state
66.7%Decision denial rate+46.40 pts vs state
25.0%Origination rate-36.71 pts vs state
5.81%Median rate-1.01 pts vs state
-0.10Rate spread (pts)-0.34 pts vs state
$118kMedian applicant income
2Loans originated
4Denied
What Empeople Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Empeople Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grafton County | 3 | 0 | 2 | 66.7% |
| Strafford County | 2 | 1 | 0 | 0.0% |
| Rockingham County | 2 | 1 | 1 | 50.0% |
| Merrimack County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 8 applications in 2025, of which 2 were originated and 4 denied.
50.0% of all applications, or 66.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Empeople Credit Union originated in New Hampshire in 2025 was 5.81%, against a statewide median of 6.82%.
About this data. Figures are Empeople Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology