Educational Systems in Pennsylvania vs the state
16.7%Denial rate-1.62 pts vs state
16.7%Decision denial rate-5.54 pts vs state
66.7%Origination rate+5.71 pts vs state
5.06%Median rate-1.57 pts vs state
-1.58Rate spread (pts)-1.82 pts vs state
$156kMedian applicant income
4Loans originated
1Denied
What Educational Systems lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Educational Systems applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carbon County | 2 | 2 | 0 | 0.0% |
| Philadelphia County | 1 | 1 | 0 | 0.0% |
| Dauphin County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 6 applications in 2025, of which 4 were originated and 1 denied.
16.7% of all applications, or 16.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Educational Systems originated in Pennsylvania in 2025 was 5.06%, against a statewide median of 6.63%.
About this data. Figures are Educational Systems's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology