East Coast Capital in Ohio vs the state
0.8%Denial rate-16.91 pts vs state
1.2%Decision denial rate-20.70 pts vs state
64.8%Origination rate+4.94 pts vs state
6.88%Median rate0.00 pts vs state
0.73Rate spread (pts)+0.35 pts vs state
$116kMedian applicant income
83Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 70 | 4.3% | 6.63% | #312 |
| 2024 | 81 | 59 | 1.2% | 6.75% | #335 |
| 2025 | 128 | 83 | 0.8% | 6.88% | #290 |
What East Coast Capital lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most East Coast Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 45 | 29 | 1 | 2.2% |
| Cuyahoga County | 14 | 8 | 0 | 0.0% |
| Fairfield County | 10 | 6 | 0 | 0.0% |
| Licking County | 7 | 3 | 0 | 0.0% |
| Delaware County | 6 | 4 | 0 | 0.0% |
| Hamilton County | 6 | 5 | 0 | 0.0% |
| Medina County | 3 | 1 | 0 | 0.0% |
| Muskingum County | 3 | 1 | 0 | 0.0% |
| Pickaway County | 3 | 3 | 0 | 0.0% |
| Madison County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 128 applications in 2025, of which 83 were originated and 1 denied.
0.8% of all applications, or 1.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans East Coast Capital originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are East Coast Capital's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology