Digital in Washington vs the state
8.7%Denial rate-6.91 pts vs state
20.5%Decision denial rate+0.91 pts vs state
34.0%Origination rate-27.08 pts vs state
7.50%Median rate+0.88 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$254kMedian applicant income
35Loans originated
9Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 144 | 43 | 11.8% | 6.00% | #182 |
| 2024 | 151 | 35 | 23.8% | 7.63% | #189 |
| 2025 | 103 | 35 | 8.7% | 7.50% | #235 |
What Digital lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Snohomish County | 45 | 17 | 4 | 8.9% |
| King County | 43 | 14 | 3 | 7.0% |
| Pierce County | 7 | 2 | 2 | 28.6% |
| Clark County | 2 | 1 | 0 | 0.0% |
| Klickitat County | 2 | 1 | 0 | 0.0% |
| Skagit County | 2 | 0 | 0 | 0.0% |
| Thurston County | 2 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 103 applications in 2025, of which 35 were originated and 9 denied.
8.7% of all applications, or 20.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Digital originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Digital's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology