Digital in Louisiana vs the state
33.3%Denial rate+11.16 pts vs state
50.0%Decision denial rate+21.85 pts vs state
33.3%Origination rate-18.64 pts vs state
7.19%Median rate+0.56 pts vs state
0.21Rate spread (pts)-0.15 pts vs state
$133kMedian applicant income
2Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 2 | 15.4% | 6.62% | #361 |
| 2024 | 6 | 1 | 66.7% | 8.00% | #417 |
| 2025 | 6 | 2 | 33.3% | 7.19% | #419 |
What Digital lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 2 | 2 | 0 | 0.0% |
| Plaquemines Parish | 1 | 0 | 0 | 0.0% |
| Jefferson Parish | 1 | 0 | 1 | 100.0% |
| Caddo Parish | 1 | 0 | 1 | 100.0% |
| Ouachita Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 6 applications in 2025, of which 2 were originated and 2 denied.
33.3% of all applications, or 50.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Digital originated in Louisiana in 2025 was 7.19%, against a statewide median of 6.63%.
About this data. Figures are Digital's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology