Dhi Mortgage Company in Washington vs the state
6.3%Denial rate-9.39 pts vs state
7.7%Decision denial rate-11.85 pts vs state
74.8%Origination rate+13.77 pts vs state
5.50%Median rate-1.13 pts vs state
-0.88Rate spread (pts)-1.06 pts vs state
$141kMedian applicant income
1,626Loans originated
136Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,511 | 1,190 | 4.8% | 5.88% | #41 |
| 2024 | 2,068 | 1,730 | 4.2% | 5.50% | #31 |
| 2025 | 2,173 | 1,626 | 6.3% | 5.50% | #30 |
What Dhi Mortgage Company lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Snohomish County | 531 | 424 | 25 | 4.7% |
| Spokane County | 425 | 317 | 31 | 7.3% |
| Clark County | 364 | 267 | 21 | 5.8% |
| King County | 245 | 167 | 15 | 6.1% |
| Thurston County | 130 | 95 | 12 | 9.2% |
| Pierce County | 129 | 95 | 13 | 10.1% |
| Kittitas County | 98 | 71 | 11 | 11.2% |
| Kitsap County | 94 | 75 | 3 | 3.2% |
| Benton County | 81 | 55 | 2 | 2.5% |
| Franklin County | 74 | 59 | 3 | 4.1% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 2,173 applications in 2025, of which 1,626 were originated and 136 denied.
6.3% of all applications, or 7.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Dhi Mortgage Company originated in Washington in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology