Day Air Credit Union in Ohio vs the state
12.4%Denial rate-5.30 pts vs state
16.2%Decision denial rate-5.73 pts vs state
62.8%Origination rate+2.94 pts vs state
7.24%Median rate+0.37 pts vs state
0.51Rate spread (pts)+0.12 pts vs state
$93kMedian applicant income
700Loans originated
138Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,088 | 742 | 9.8% | 7.50% | #67 |
| 2024 | 929 | 581 | 12.2% | 8.24% | #82 |
| 2025 | 1,114 | 700 | 12.4% | 7.24% | #80 |
What Day Air Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Day Air Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 708 | 423 | 106 | 15.0% |
| Greene County | 151 | 99 | 15 | 9.9% |
| Warren County | 74 | 54 | 4 | 5.4% |
| Butler County | 41 | 27 | 1 | 2.4% |
| Clark County | 34 | 21 | 3 | 8.8% |
| Miami County | 27 | 13 | 6 | 22.2% |
| Preble County | 19 | 16 | 0 | 0.0% |
| Hamilton County | 8 | 6 | 0 | 0.0% |
| Darke County | 8 | 7 | 1 | 12.5% |
| Champaign County | 7 | 6 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,114 applications in 2025, of which 700 were originated and 138 denied.
12.4% of all applications, or 16.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Day Air Credit Union originated in Ohio in 2025 was 7.24%, against a statewide median of 6.88%.
About this data. Figures are Day Air Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology