Credit Union Mortgage Association · Washington · 2025

Credit Union Mortgage Association in Washington: approval rate, denial rate and rates (2025)

Credit Union Mortgage Association took 20 mortgage applications in Washington in 2025, ranking #392 of 822 lenders active in the state. It originated 60.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

20Applicationsin WA
0.0%Decision denial ratestate 19.5%
5.00%Median ratestate 6.63%
$615,000Median loanstate $335,000
$6.4MVolume9 counties

Credit Union Mortgage Association in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
60.0%Origination rate-1.06 pts vs state
5.00%Median rate-1.63 pts vs state
-0.91Rate spread (pts)-1.10 pts vs state
$194kMedian applicant income
12Loans originated
0Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024810.0%5.75%#480
202520120.0%5.00%#392

What Credit Union Mortgage Association lends in Washington

By loan purpose

Home purchase 4 20% · 0.0% denied
Refinance 15 75% · 0.0% denied
Cash-out refinance 1 5% · 0.0% denied

By loan type

Conventional 19 95% · 0.0% denied
VA 1 5% · 0.0% denied

Where in Washington

Counties with the most Credit Union Mortgage Association applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 1060 0.0%
Clark County 220 0.0%
Snohomish County 210 0.0%
Whatcom County 110 0.0%
Mason County 100 0.0%
Pacific County 110 0.0%
Stevens County 110 0.0%
Thurston County 100 0.0%
Douglas County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 20 applications in 2025, of which 12 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Credit Union Mortgage Association originated in Washington in 2025 was 5.00%, against a statewide median of 6.63%.

About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology