Cornerstone First Mortgage in Nevada vs the state
1.8%Denial rate-15.66 pts vs state
2.5%Decision denial rate-19.72 pts vs state
69.6%Origination rate+11.93 pts vs state
6.75%Median rate+0.13 pts vs state
0.50Rate spread (pts)+0.21 pts vs state
$112kMedian applicant income
39Loans originated
1Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 59 | 0.0% | 6.63% | #173 |
| 2024 | 59 | 41 | 0.0% | 6.62% | #185 |
| 2025 | 56 | 39 | 1.8% | 6.75% | #197 |
What Cornerstone First Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 31 | 22 | 1 | 3.2% |
| Washoe County | 18 | 11 | 0 | 0.0% |
| Lyon County | 4 | 3 | 0 | 0.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
| Nye County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 56 applications in 2025, of which 39 were originated and 1 denied.
1.8% of all applications, or 2.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Cornerstone First Mortgage originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology