Cornerstone Capital Bank in Arkansas vs the state
2.4%Denial rate-15.81 pts vs state
2.9%Decision denial rate-20.19 pts vs state
78.6%Origination rate+21.74 pts vs state
6.99%Median rate+0.37 pts vs state
0.35Rate spread (pts)0.00 pts vs state
$92kMedian applicant income
33Loans originated
1Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 469 | 381 | 1.3% | 6.75% | #51 |
| 2024 | 204 | 163 | 1.5% | 6.75% | #100 |
| 2025 | 42 | 33 | 2.4% | 6.99% | #218 |
What Cornerstone Capital Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 17 | 15 | 1 | 5.9% |
| Washington County | 4 | 4 | 0 | 0.0% |
| Pulaski County | 3 | 2 | 0 | 0.0% |
| Grant County | 2 | 1 | 0 | 0.0% |
| Garland County | 2 | 1 | 0 | 0.0% |
| Lonoke County | 2 | 2 | 0 | 0.0% |
| Saline County | 2 | 2 | 0 | 0.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Faulkner County | 1 | 0 | 0 | 0.0% |
| Conway County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 42 applications in 2025, of which 33 were originated and 1 denied.
2.4% of all applications, or 2.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Cornerstone Capital Bank originated in Arkansas in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology