Connexus Credit Union · West Virginia · 2025

Connexus Credit Union in West Virginia: approval rate, denial rate and rates (2025)

Connexus Credit Union took 8 mortgage applications in West Virginia in 2025, ranking #267 of 565 lenders active in the state. It originated 25.0% of them and denied 75.0% (75.0% of the applications it decided), against a statewide denial rate of 21.2%.

8Applicationsin WV
75.0%Decision denial ratestate 26.7%
7.19%Median ratestate 6.62%
$45,000Median loanstate $145,000
$90kVolume6 counties

Connexus Credit Union in West Virginia vs the state

75.0%Denial rate+53.81 pts vs state
75.0%Decision denial rate+48.34 pts vs state
25.0%Origination rate-29.79 pts vs state
7.19%Median rate+0.57 pts vs state
1.35Rate spread (pts)+0.95 pts vs state
$100kMedian applicant income
2Loans originated
6Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239266.7%5.24%#247
202450100.0%#312
20258275.0%7.19%#267

What Connexus Credit Union lends in West Virginia

By loan purpose

Home improvement 4 50% · 50.0% denied
Other / HELOC 4 50% · 100.0% denied

By loan type

Conventional 8 100% · 75.0% denied

Why it denied West Virginia applicants

Credit history 2 33%
Debt-to-income ratio 2 33%
Collateral 1 17%
Other 1 17%

Where in West Virginia

Counties with the most Connexus Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Monongalia County 211 50.0%
Wood County 211 50.0%
Wetzel County 101 100.0%
Greenbrier County 101 100.0%
Wyoming County 101 100.0%
Mason County 101 100.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 8 applications in 2025, of which 2 were originated and 6 denied.

75.0% of all applications, or 75.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans Connexus Credit Union originated in West Virginia in 2025 was 7.19%, against a statewide median of 6.62%.

About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology