Connexus Credit Union · Ohio · 2025

Connexus Credit Union in Ohio: approval rate, denial rate and rates (2025)

Connexus Credit Union took 65 mortgage applications in Ohio in 2025, ranking #373 of 1,092 lenders active in the state. It originated 29.2% of them and denied 58.5% (65.5% of the applications it decided), against a statewide denial rate of 17.7%.

65Applicationsin OH
65.5%Decision denial ratestate 21.9%
6.99%Median ratestate 6.88%
$75,000Median loanstate $155,000
$1.5MVolume30 counties

Connexus Credit Union in Ohio vs the state

58.5%Denial rate+40.77 pts vs state
65.5%Decision denial rate+43.63 pts vs state
29.2%Origination rate-30.67 pts vs state
6.99%Median rate+0.12 pts vs state
0.91Rate spread (pts)+0.53 pts vs state
$95kMedian applicant income
19Loans originated
38Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023962753.1%6.39%#306
2024652256.9%6.49%#369
2025651958.5%6.99%#373

What Connexus Credit Union lends in Ohio

By loan purpose

Home purchase 1 2% · 100.0% denied
Refinance 12 18% · 58.3% denied
Cash-out refinance 1 2% · 0.0% denied
Home improvement 20 31% · 45.0% denied
Other / HELOC 31 48% · 67.7% denied

By loan type

Conventional 65 100% · 58.5% denied

Why it denied Ohio applicants

Debt-to-income ratio 16 42%
Credit history 9 24%
Other 8 21%
Incomplete application 3 8%
Collateral 2 5%

Where in Ohio

Counties with the most Connexus Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hamilton County 1055 50.0%
Cuyahoga County 615 83.3%
Delaware County 402 50.0%
Summit County 421 25.0%
Clermont County 422 50.0%
Warren County 312 66.7%
Medina County 311 33.3%
Butler County 320 0.0%
Lorain County 211 50.0%
Stark County 202 100.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 65 applications in 2025, of which 19 were originated and 38 denied.

58.5% of all applications, or 65.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Connexus Credit Union originated in Ohio in 2025 was 6.99%, against a statewide median of 6.88%.

About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology