Compeer Financial, Flca · Texas · 2025

Compeer Financial, Flca in Texas: approval rate, denial rate and rates (2025)

Compeer Financial, Flca took 40 mortgage applications in Texas in 2025, ranking #745 of 1,568 lenders active in the state. It originated 57.5% of them and denied 12.5% (13.5% of the applications it decided), against a statewide denial rate of 19.4%.

40Applicationsin TX
13.5%Decision denial ratestate 24.9%
8.13%Median ratestate 6.50%
$215,000Median loanstate $245,000
$5.3MVolume31 counties

Compeer Financial, Flca in Texas vs the state

12.5%Denial rate-6.93 pts vs state
13.5%Decision denial rate-11.39 pts vs state
57.5%Origination rate+2.62 pts vs state
8.13%Median rate+1.63 pts vs state
1.49Rate spread (pts)+1.30 pts vs state
$144kMedian applicant income
23Loans originated
5Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235340.0%7.13%#1,121
2024251728.0%8.20%#824
2025402312.5%8.13%#745

What Compeer Financial, Flca lends in Texas

By loan purpose

Home purchase 14 35% · 7.1% denied
Refinance 1 3% · 100.0% denied
Cash-out refinance 16 40% · 12.5% denied
Home improvement 4 10% · 0.0% denied
Other / HELOC 5 13% · 20.0% denied

By loan type

Conventional 40 100% · 12.5% denied

Why it denied Texas applicants

Debt-to-income ratio 3 60%
Collateral 2 40%

Where in Texas

Counties with the most Compeer Financial, Flca applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anderson County 311 33.3%
Henderson County 210 0.0%
Willacy County 211 50.0%
Cherokee County 220 0.0%
Grayson County 210 0.0%
Collin County 201 50.0%
Hunt County 210 0.0%
Nueces County 200 0.0%
Van Zandt County 110 0.0%
Tarrant County 101 100.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 40 applications in 2025, of which 23 were originated and 5 denied.

12.5% of all applications, or 13.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Compeer Financial, Flca originated in Texas in 2025 was 8.13%, against a statewide median of 6.50%.

About this data. Figures are Compeer Financial, Flca's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology