Community First National Bank · Tennessee · 2025

Community First National Bank in Tennessee: approval rate, denial rate and rates (2025)

Community First National Bank took 16 mortgage applications in Tennessee in 2025, ranking #574 of 1,274 lenders active in the state. It originated 81.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

16Applicationsin TN
0.0%Decision denial ratestate 21.7%
Median ratestate 6.62%
$375,000Median loanstate $225,000
$5.0MVolume12 counties

Community First National Bank in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
81.3%Origination rate+23.17 pts vs state
Median rate
Rate spread (pts)
$191kMedian applicant income
13Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023960.0%7.06%#634
2024640.0%#700
202516130.0%#574

What Community First National Bank lends in Tennessee

By loan purpose

Home purchase 11 69% · 0.0% denied
Refinance 3 19% · 0.0% denied
Cash-out refinance 2 13% · 0.0% denied

By loan type

Conventional 8 50% · 0.0% denied
FHA 1 6% · 0.0% denied
VA 7 44% · 0.0% denied

Where in Tennessee

Counties with the most Community First National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Blount County 210 0.0%
Hardeman County 220 0.0%
Franklin County 220 0.0%
Shelby County 210 0.0%
Cheatham County 110 0.0%
Rutherford County 110 0.0%
Loudon County 110 0.0%
Hamilton County 110 0.0%
Sevier County 110 0.0%
Montgomery County 100 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 16 applications in 2025, of which 13 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community First National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology