Community First National Bank in Missouri vs the state
6.8%Denial rate-8.29 pts vs state
8.7%Decision denial rate-10.00 pts vs state
71.2%Origination rate+8.53 pts vs state
—Median rate
—Rate spread (pts)
$125kMedian applicant income
42Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 24 | 10.3% | 6.88% | #353 |
| 2024 | 59 | 45 | 8.5% | — | #307 |
| 2025 | 59 | 42 | 6.8% | — | #329 |
What Community First National Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Community First National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 27 | 16 | 2 | 7.4% |
| Platte County | 11 | 8 | 1 | 9.1% |
| Clay County | 7 | 7 | 0 | 0.0% |
| St. Charles County | 4 | 3 | 0 | 0.0% |
| St. Louis city | 3 | 2 | 0 | 0.0% |
| Cass County | 2 | 2 | 0 | 0.0% |
| McDonald County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Howell County | 1 | 1 | 0 | 0.0% |
| Christian County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 59 applications in 2025, of which 42 were originated and 4 denied.
6.8% of all applications, or 8.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Community First National Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology