Community Choice in Ohio vs the state
12.5%Denial rate-5.19 pts vs state
14.3%Decision denial rate-7.60 pts vs state
75.0%Origination rate+15.10 pts vs state
7.88%Median rate+1.00 pts vs state
0.66Rate spread (pts)+0.27 pts vs state
$180kMedian applicant income
12Loans originated
2Denied
What Community Choice lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Community Choice applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 3 | 2 | 0 | 0.0% |
| Medina County | 2 | 1 | 0 | 0.0% |
| Portage County | 2 | 2 | 0 | 0.0% |
| Richland County | 1 | 0 | 1 | 100.0% |
| Hardin County | 1 | 0 | 1 | 100.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Highland County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Geauga County | 1 | 1 | 0 | 0.0% |
| Lorain County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Community Choice originated in Ohio in 2025 was 7.88%, against a statewide median of 6.88%.
About this data. Figures are Community Choice's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology