Colorado Federal Savings Bank in Montana vs the state
9.4%Denial rate-5.44 pts vs state
11.5%Decision denial rate-7.16 pts vs state
71.9%Origination rate+9.90 pts vs state
6.50%Median rate-0.13 pts vs state
-0.08Rate spread (pts)-0.32 pts vs state
$154kMedian applicant income
23Loans originated
3Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 7 | 0.0% | 6.25% | #142 |
| 2024 | 18 | 12 | 5.6% | 6.50% | #132 |
| 2025 | 32 | 23 | 9.4% | 6.50% | #118 |
What Colorado Federal Savings Bank lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Colorado Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 10 | 7 | 0 | 0.0% |
| Flathead County | 6 | 6 | 0 | 0.0% |
| Lewis and Clark County | 4 | 2 | 1 | 25.0% |
| Missoula County | 3 | 2 | 0 | 0.0% |
| Yellowstone County | 3 | 2 | 1 | 33.3% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Stillwater County | 1 | 0 | 1 | 100.0% |
| Cascade County | 1 | 1 | 0 | 0.0% |
| Granite County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 32 applications in 2025, of which 23 were originated and 3 denied.
9.4% of all applications, or 11.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Colorado Federal Savings Bank originated in Montana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Colorado Federal Savings Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology