Colorado Federal Savings Bank in Colorado vs the state
8.5%Denial rate-7.14 pts vs state
10.8%Decision denial rate-8.82 pts vs state
68.9%Origination rate+8.85 pts vs state
6.25%Median rate-0.38 pts vs state
-0.15Rate spread (pts)-0.30 pts vs state
$129kMedian applicant income
73Loans originated
9Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 41 | 11.8% | 6.38% | #239 |
| 2024 | 108 | 74 | 8.3% | 6.44% | #211 |
| 2025 | 106 | 73 | 8.5% | 6.25% | #223 |
What Colorado Federal Savings Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Colorado Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 37 | 28 | 2 | 5.4% |
| Jefferson County | 30 | 17 | 4 | 13.3% |
| Adams County | 19 | 13 | 2 | 10.5% |
| Arapahoe County | 14 | 9 | 1 | 7.1% |
| Douglas County | 4 | 4 | 0 | 0.0% |
| Clear Creek County | 1 | 1 | 0 | 0.0% |
| Broomfield County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 106 applications in 2025, of which 73 were originated and 9 denied.
8.5% of all applications, or 10.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Colorado Federal Savings Bank originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Colorado Federal Savings Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology