Coastal Community Bank in Washington vs the state
3.2%Denial rate-12.45 pts vs state
4.5%Decision denial rate-15.09 pts vs state
26.2%Origination rate-34.87 pts vs state
9.49%Median rate+2.87 pts vs state
2.51Rate spread (pts)+2.32 pts vs state
$155kMedian applicant income
450Loans originated
55Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 99 | 15.4% | 7.50% | #183 |
| 2024 | 107 | 64 | 29.0% | 9.00% | #220 |
| 2025 | 1,718 | 450 | 3.2% | 9.49% | #38 |
What Coastal Community Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 360 | 85 | 8 | 2.2% |
| Snohomish County | 310 | 80 | 27 | 8.7% |
| Pierce County | 252 | 73 | 2 | 0.8% |
| Clark County | 153 | 39 | 1 | 0.7% |
| Spokane County | 105 | 25 | 0 | 0.0% |
| Thurston County | 65 | 24 | 1 | 1.5% |
| Kitsap County | 56 | 17 | 1 | 1.8% |
| Benton County | 46 | 14 | 1 | 2.2% |
| Yakima County | 45 | 15 | 3 | 6.7% |
| Whatcom County | 41 | 9 | 1 | 2.4% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,718 applications in 2025, of which 450 were originated and 55 denied.
3.2% of all applications, or 4.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Coastal Community Bank originated in Washington in 2025 was 9.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology