Coastal Community Bank · Montana · 2025

Coastal Community Bank in Montana: approval rate, denial rate and rates (2025)

Coastal Community Bank took 58 mortgage applications in Montana in 2025, ranking #82 of 553 lenders active in the state. It originated 22.4% of them and denied 1.7% (2.9% of the applications it decided), against a statewide denial rate of 14.8%.

58Applicationsin MT
2.9%Decision denial ratestate 18.7%
8.74%Median ratestate 6.63%
$55,000Median loanstate $275,000
$1.0MVolume20 counties

Coastal Community Bank in Montana vs the state

1.7%Denial rate-13.10 pts vs state
2.9%Decision denial rate-15.84 pts vs state
22.4%Origination rate-39.57 pts vs state
8.74%Median rate+2.12 pts vs state
1.58Rate spread (pts)+1.34 pts vs state
$156kMedian applicant income
13Loans originated
1Denied

What Coastal Community Bank lends in Montana

By loan purpose

Cash-out refinance 5 9% · 0.0% denied
Home improvement 16 28% · 0.0% denied
Other / HELOC 37 64% · 2.7% denied

By loan type

Conventional 58 100% · 1.7% denied

Why it denied Montana applicants

Unverifiable information 1 100%

Where in Montana

Counties with the most Coastal Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gallatin County 700 0.0%
Yellowstone County 710 0.0%
Flathead County 720 0.0%
Cascade County 721 14.3%
Missoula County 520 0.0%
Ravalli County 510 0.0%
Lewis and Clark County 310 0.0%
Lake County 200 0.0%
Deer Lodge County 210 0.0%
Hill County 200 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 58 applications in 2025, of which 13 were originated and 1 denied.

1.7% of all applications, or 2.9% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Coastal Community Bank originated in Montana in 2025 was 8.74%, against a statewide median of 6.63%.

About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology